Zip Code 04055 - Population, Income & Demographics

The median income of households in 04055 was $68,278. An estimated 11.4% of households had income below $10,000 a year and 5.9% had income of $200,000 or more.

An estimated 77.7% of households received earnings. An estimated 36.2% of households received Social Security and an estimated 19.2 % of households received retirement income other than Social Security. The average income from Social Security was $24,797. These income sources are not mutually exclusive; that is, some households received income from more than one source.

In 2019-2023, 10.5 % of people were in poverty. An estimated 2.4% of children under 18 were below the poverty level, compared with 6.5% of people 65 years old and over. An estimated 14% of people 18 to 64 years were below the poverty level.

In 2019-2023, 2.2 % of households received SNAP (the Supplemental Nutrition Assistance Program). An estimated 0% of households that received SNAP had children under 18, and 14.9% of households that received SNAP had one or more people 60 years and over. An estimated 0% of all households receiving SNAP were families with a female householder and no spouse present.

Among the civilian noninstitutionalized population in 04055 in 2019-2023, 90.5% had health insurance coverage and 9.5% did not have health insurance coverage. Private coverage was 67.3% and public coverage was 35.2%, respectively. The percentage of children under the age of 19 with no health insurance coverage was 2.3%.

In 2019-2023, 04055 had a total population of 3,949 - 1,677 (42.5%) females and 2,272 (57.5%) males. The median age was 51.3 years. An estimated 14.8% of the population was under 18 years, 28.4% was 19 to 44 years, 31.8% was 45 to 64 years, and 24.4 % was 65 years and older.

In 2019-2023, there were 2,099 households in 04055. The average household size was 1.88 people.

Married-couple households made up 34.4% of the households in 04055 while cohabiting couple households made up 11.8% of households. Female householders with no spouse or partner present were 17.4% of all households, while 36.4% of households had male householders with no spouse or partner present. Some households had one person, as 35.4% of households were male householders living alone, and 12.9% were female householders living alone, for a total of 48.3% of all households.

In 04055, 16.3% of all households had one or more people under the age of 18; 36.8% of all households had one or more people 65 years and over.

In 2019-2023, an estimated 98.3% of the people living in 04055 were U.S. natives. 54.8% of the 04055 population were living in the state where they were born.

Approximately 1.7% of 04055 residents in 2019-2023 were foreign-born. 100% of foreign-born were naturalized U.S. citizens and an estimated 100 % entered the country before the year 2010.

Foreign-born residents of 04055 come from different parts of the world. The bar graph below displays the percentage of foreign-born from each world region of birth in 2019-2023 for 04055.

Among people at least five years old living in 04055 in 2019-2023, 2.7 % spoke a language other than English at home. Spanish was spoken by 0.4% of people at least five years old; 1% reported that they did not speak English "very well."

In 2019-2023, 99 % of the people at least one year old living in 04055 were living in the same house one year earlier.

In 2019-2023, 97.6 % of people 25 years and over had at least graduated from high school and 33.9% had a bachelor's degree or higher. An estimated 2.4% did not complete high school.

The total school enrollment in 04055 was 450 in 2019-2023. Nursery school enrollment was 14 and kindergarten through 12th grade enrollment was 340. College or graduate school enrollment was 96.

In 04055, among the civilian noninstitutionalized population in 2019-2023, 11.6 % reported a disability. The likelihood of having a disability varied by age - from 2.2% of people under 18 years old, to 5.1% of people 18 to 64 years old, and to 33.4% of those 65 and over.

In 04055, 68.9 % of the population 16 and over were employed; 29.7% were not currently in the labor force.

An estimated 75.3% of the people employed were private wage and salary workers; 8.7% were federal, state, or local government workers; and 16 % were self-employed in their own (not incorporated) business.

In 2019-2023, the civilian employed population 16 years and older in 04055 worked in the following industries:

An estimated 68.1% of 04055 workers drove to work alone in 2019-2023, and 10.4% carpooled. Among those who commuted to work, it took them on average 39.6 minutes to get to work.

In 2019-2023, 04055 had a total of 3,455 housing units. Of these housing units, 81.1% were single-family houses either not attached to any other structure or attached to one or more structures (commonly referred to as "townhouses" or "row houses"). 4.9% of the housing units were located in multi-unit structures, or those buildings that contained two or more apartments. 14% were mobile homes, while any remaining housing units were classified as "other," which included boats, recreational vehicles, vans, etc.

11.9% of the housing inventory was comprised of houses built since 2010, while 4.7% of the houses were first built in 1939 or earlier. The median number of rooms in all housing units in 04055 was 5.2 rooms, and of these housing units 59.1% had three or more bedrooms.

In 2019-2023, 04055 had 2,099 housing units that were occupied or had people living in them, while the remaining 1,356 were vacant. Of the occupied housing units, the percentage of these houses occupied by owners (also known as the homeownership rate) was 88.8% while renters occupied 11.2%. The average household size of owner-occupied houses was 1.94 and in renter-occupied houses it was 1.37.

6.7% of householders of these occupied houses had moved into their house since 2021, while 22% moved into their house in 1989 or earlier. Households without a vehicle available for personal use comprised 2.5% and another 15.9% had three or more vehicles available for use.

The following chart provides the primary fuel used to heat houses in 04055:

In 2019-2023, the median property value for owner-occupied houses in 04055 was $257,300.

Of the owner-occupied households, 57.9 % had a mortgage. 42.1% owned their houses "free and clear," that is without a primary mortgage or loan on the house. The median monthly housing costs for owners with a mortgage was $1,535 and for owners without a mortgage it was $473.

For renter-occupied houses, the median gross rent for 04055 was $1,412. Gross rent includes the monthly contract rent and any monthly payments made for electricity, gas, water and sewer, and any other fuels to heat the house.